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Lending Programs
| Program | Date Modified |
Provider |
| Center for Entrepreneurship Non- Credit Entrepreneur Certificate York County Community College ’s Entrepreneurship program is designed to provide students with abilities in identifying business opportunities, starting and op |
07/29/05 | York County Community College |
| Incubator Without Walls (IWW) The IWW is a membership program for small business owners to receive business training, technical assistance, marketing assistance, and counseling. Members of the IWW also have the opportunity to net |
07/28/05 | Washington Hancock Community Agency |
| Down East Micro-Enterprise Network The Down East Micro-Enterprise Network is a partnership between Washington Hancock Community Agency, University of Maine Cooperative Extension, and Small Business Development Centers at Eastern Maine |
07/27/05 | Washington Hancock Community Agency |
| Massabesic Adult Education Massabesic Adult Education provides a wide range of services for adults including academics, corrections, enrichment, family literacy, high school completion, and vocational, medical,and certificate |
07/15/05 | Maine Adult Education |
| Portland Adult Education Portland Adult Education is a comprehensive, wide-ranging community program that brings prople and resources together to provide accessible, hands-on tools for academic learning, vocational training, |
07/14/05 | Maine Adult Education |
| FastTrac Planning FastTrac Planning is focused on the owner who wants to take an established business to new levels of growth. |
07/14/05 | Center for Entrepreneurship, School of Business, USM |
| Employment Tax Increment Financing (ETIF) ETIF is available to assist in the financing of business investment projects that create at least 5 net new, high quality jobs in Maine. An ETIF-approved business would receive either 30, 50 or 75 pe |
07/13/05 | Department of Economic & Community Development |
| Tax Increment Financing (TIF) TIF provides a municipality with a local tool to finance the cost of private development. A municipality may use all or a portion of the new property taxes that result from an investment project with |
07/13/05 | Department of Economic & Community Development |
| Maine Film Office The Maine Film Office works to promote Maine as a location for film, television and commercial projects. The Film Office provides services in all areas of production coordination, including pre-produ |
07/13/05 | Department of Economic & Community Development |
| Office of Tourism The Office is responsible for implementing an overall marketing program for the State of Maine. The Office provides information & assistance to the tourism industry, provides brochures, sample itiner |
07/13/05 | Department of Economic & Community Development |
| New VenturesTM EntrepreneurshipTraining New VenturesTM is a 60 hour course for those interested in starting or expanding a small business. In-depth coverage of topics such as: your customer, competition, marketing, record keeping, taxes, le |
07/13/05 | Maine Centers for Women, Work, and Community |
| Self-employment Assistance for TANF recipients Individual Assessment, support, technical assistance, referral and training provided to TANF recipients interested in starting a business as a path to financial independence. |
07/13/05 | Maine Centers for Women, Work, and Community |
| The Basics of Starting a Business A nine hour multi-part seminar offered jointly by CEI's Women's Business Center and Maine Centers for Women, Work, and Community, answers questions, reviews the pros and cons of being an entrepreneur |
07/13/05 | Maine Centers for Women, Work, and Community |
| Business Answers Business Answers, Maine's business information resource provides information and assistance on regulatory, labor, financing and other business matters either by telephone or internet. The One-Stop Bu |
07/13/05 | Department of Economic & Community Development |
| Maine Products Marketing Program (MPMP) The goal of the Maine Products Marketing Program is to build recognition for Maine products, their producers and Maine industries in general. Elements of the Maine Products Marketing Program incl |
07/13/05 | Department of Economic & Community Development |
| New Ventures Loan Fund Micro-Loans up to $1,000.00 for microentrepreneurs in start-up or early development stage of a small business. Funds may be used for operating or start-up expenses, to establish or repair credit recor |
07/13/05 | Maine Centers for Women, Work, and Community |
| Economic Development Program (CDBG) This program provides gap funding for communities to assist businesses in the creation/retention of quality jobs for low and moderate-income persons. The maximum cost per job created/retained with ED |
07/13/05 | Department of Economic & Community Development |
| Taste of Success - Network meetings Taste of Success (TOS) is a partnership project to improve the success of value-added food businesses in Maine. Local networking groups meet monthly to share information and knowledge with business ow |
07/13/05 | Maine Centers for Women, Work, and Community |
| Financing Your Future Financing your Future is designed for those who are you ready to become more comfortable and confident with money. Participants in this workshop will explore attitudes and beliefs about money and the |
07/13/05 | Maine Centers for Women, Work, and Community |
| Pine Tree Development Zones This program uses a combination of tax incentives to spur economic development in targeted areas of the state where unemployment is relatively high, and wages are relatively low. |
07/13/05 | Department of Economic & Community Development |
| Introduction to Starting A Business If you are interested in starting your own business but don't know where to start, this workshop will help answer your questions. Learn if your business idea is feasible, what an entrepreneur is, and |
07/13/05 | Maine Centers for Women, Work, and Community |
| Workforce Investment Act (WIA) A. The Workforce Investment Act (WIA) The Workforce Investment Act authorizes funds under Title I for employment services to adults, youth, dislocated workers and employers. It is a successor to the |
07/12/05 | Coastal Counties Workforce Board |
| Governor's Training Initiative Program Summary: Partial reimbursement of training costs may be provided to employers who are hiring new employees, and/or retaining or upgrading their existing work force. Training services eligible |
07/12/05 | Coastal Counties Workforce Board |
| Maine Apprenticeship Program Program Summary: The Maine Apprenticeship Program is a customized, systematic training program designed to meet the needs of Maine employers through On-the-Job Training (OJT) and related classroom ins |
07/12/05 | Coastal Counties Workforce Board |
| Job Listing via Maine CareerCenter You can submit job orders through the web job order form here or you can call a local CareerCenter. When your job order is submitted, staff review and verify the information. Then the job order is sen |
07/12/05 | Coastal Counties Workforce Board |
| Business Solutions Team In 2004, the Workforce Board initiated a business services component entitled â??Business Solutions Teamâ?? designed to supplement the successful Business Assistance Strategy. The Board believes tha |
07/12/05 | Coastal Counties Workforce Board |
| Maine PTAC Portland Office PO Box 1517 Portland, ME 04104 Phone: (207) 780-8894 [email protected] |
07/12/05 | Maine Procurement Technical Assistance Center (Maine PTAC) |
| Maine PTAC Bath Office 7 Park Street, Bath - 443-5790 |
07/12/05 | Maine Procurement Technical Assistance Center (Maine PTAC) |
| Maine PTAC Lewiston Office 95 Park Street Suite 411 Lewiston ME 04240 Phone: (207) 767-4568 [email protected] |
07/12/05 | Maine Procurement Technical Assistance Center (Maine PTAC) |
| Women's Agricultural Network (WAgN) The Maine Women's Agricultual Network enables women and other underserved people to successfully own, operate and support agriculture-related enterprises. |
07/11/05 | University of Maine Cooperative Extension: Andro/Sag Co. |
| Business Counseling One-on-one counseling assistance is provided at no cost to potential and existing business owners and managers. Maine SBDC/SBTDC counselors are qualified business people with diverse educational and b |
07/10/05 | Maine Small Business Development Centers (Maine SBDC/SBTDC) |
| Training Programs Maine SBDC/SBTDC offers training seminars and conferences on business related topics at key locations around the state; minimal fees may be charged. Programs are geared to local and regional needs as |
07/10/05 | Maine Small Business Development Centers (Maine SBDC/SBTDC) |
| MaineBusinessWorks Maine Business Works provides access to a broad array of business development assistance available throughout the State of Maine including learning opportunities, financing programs, and small busines |
07/09/05 | Maine Small Business Development Centers (Maine SBDC/SBTDC) |
| Maine Small Business & Technolology Development Centers (Maine SBTDC) Technology Focused Business Counseling: As a recognition of the role that technology plays in the future of Maine's small businesses, the Maine SBDC, through a partnership arrangement with the Maine |
07/09/05 | Maine Small Business Development Centers (Maine SBDC/SBTDC) |
| Maine Coastal SCORE, Mill Mall, Ellsworth, ME 04605. Tel: 667-5800 Confidential business counseling at no charge for new and existing businesses. By appointment |
07/06/05 | SCORE - Counselors to America's Small Business |
| Augusta SCORE, 68 Sewell Street, Room 512, (Federal Building), Augusta, ME 04330. Tel: 622-8509 Confidential business counseling at no charge for new and existing businesses. By appointment |
06/21/05 | SCORE - Counselors to America's Small Business |
| Portland SCORE, 100 Middle Street, East Tower, 2nd Floor, Portland ME 04101. Tel: 772-1147 Confidential business counseling at no charge for new and existing businesses. By appointment |
06/21/05 | SCORE - Counselors to America's Small Business |
| Oxford Hills SCORE 2 Market Sq,South Paris, ME 04281 Tel:743-0499 Confidential business counseling at no charge for new and existing businesses. By appointment |
06/17/05 | SCORE - Counselors to America's Small Business |
| Aroostook SCORE, 24 Sweden Street, Suite 101, Caribou, ME 04736; Tel: 492-8010 Confidential business counseling at no charge for new and existing businesses. By appointment |
06/17/05 | SCORE - Counselors to America's Small Business |
| Lewiston/Auburn SCORE, Career Center, 5 Mollison Way, Lewiston, ME 04240. Tel: 782-3708 Confidential business counseling at no charge for new and existing businesses. By appointment |
06/17/05 | SCORE - Counselors to America's Small Business |
| Western Mountain SCORE, c/o Oxford Federal CU, 255 River Street, Mexico, ME 04257. Tel: 369-9976 Confidential business counseling at no charge for new and existing businesses. By appointment |
06/17/05 | SCORE - Counselors to America's Small Business |
| College Transition This intense, practical course is designed to get you ready for the college of your choice. In it you develop and sharpen skills, gain confidence, aquire knowledge, and make contacts with others who h |
05/26/05 | Lewiston Adult Education |
| Clerical Certificate This program will give you the skills to work in a professional office environment. Professional skills: keyboarding, computer literacy, principles of accounting, office practice, business writing, an |
05/26/05 | Lewiston Adult Education |
| Accounting Assistant Certificate This advanced certificate program allows you to continue acquiring the skills necessary to be an asset to any accounting department. Professional skills: principals of accounting 2, Quickbooks 1 & 2, |
05/26/05 | Lewiston Adult Education |
| Medical Office Assistant Certificate This advanced level certificate program will allow you to enter the growing field of medical office support by acquiring professional skills in medical terminology, medical billing, medical coding, an |
05/26/05 | Lewiston Adult Education |
| Certified Nursing Assistant CNA students benefit from a rigorous program, combinging both classroom and clinical experience, resulting in highly qualified, marketable job skills and Maine State Certification. |
05/26/05 | Lewiston Adult Education |
| Activities Coordinator Certificate An extensive professional program designed to prepare students to develop, plan, and organize activity programs in long-term care facilities. Meets the standards of and is approved by the Maine Dept. |
05/26/05 | Lewiston Adult Education |
| 2005 Spring Conference MEREDA's 2005 Real Estate Spring Conference entitled "Re-Use & Re-Development" will be held on Thursday, May 26, 2005 from 1:00 - 5:00 PM at the DoubleTree Hotel, 1230 Congress Street, Portland, ME. |
05/19/05 | Maine Real Estate & Development Association |
| MEREDA's 20th Anniversary Celebration! 2005 Marks MEREDA's 20th Anniversary!! Please join us in celebrating this milestone at our celebratory event being held on Thursday, June 23, 2005 from 5:00 - 7:00 PM at Maine Bank & Trust Lobby at 4 |
05/19/05 | Maine Real Estate & Development Association |
| Portland Business Fund The Portland Business Fund is a revolving loan fund designed to assist small and medium sized projects. The fund will provide last piece financing for building renovation, equipment purchase, leaseho |
04/20/05 | City of Portland Economic Development Center |
| Portland Real Estate Development Loan Fund The Downtown Portland Corporation's (DPC's) Real Estate Development Loan Fund is designed to provide gap (or mezzanine) financing for real estate developers of qualified development projects in the Ci |
04/20/05 | City of Portland Economic Development Center |
| Portland Micro Business Fund A revolving loan fund designed to assist small businesses within the City of Portland, with particular focus in the Downtown. |
04/20/05 | City of Portland Economic Development Center |
| Updating your Maine Business Works Member Profile Contact Scott Robinett at [email protected] or call (207) 780-4870 |
09/24/04 | Maine Business Works Administration |
| FastTrac NewVenture FastTrac New Venture is for the start-up entrepreneur who wants to know where to start and how to access options. |
09/17/04 | Center for Entrepreneurship, School of Business, USM |
| USDA IRP Funding This program allows the CCC&I; to act as a gap financer, and to facilitate completion of new business start-up, expansion, job retention and job creation. Maximum loan amount $150K and/or up to 75% of |
12/12/03 | Caribou Chamber of Commerce & Industry |
| Caribou Chamber of Commerce & Industry Funds This loan program is administered by the CCC&I.; Operated as a gap financing program the funds can be used to aquire real property, capital equip., or new construction or renovations... |
12/12/03 | Caribou Chamber of Commerce & Industry |
| FAME REDRLP Funding Finance Authority of Maine relending program |
12/12/03 | Caribou Chamber of Commerce & Industry |
| Aroostook SCORE Aroostook SCORE is housed at the CCC&I;, which acts as it's Fiscal Agent. |
12/12/03 | Caribou Chamber of Commerce & Industry |
| Caribou Chamber of Commerce & Industry Funds A complete listing of available commercial properties for private sale/lease/general sale is available at 800-722-7648 or email [email protected] |
12/12/03 | Caribou Chamber of Commerce & Industry |
| PATENT WORKSHOP Lois Nase from the University of Maine will be at Penquis CAP in Dover on Wednesday June 18, 2003 to do a presentation of patents, copyrights and trademarks. The workshop will take place from 6 pm - |
05/29/03 | Penquis Community Action Program |
| code:ME code:ME is a commerce program for all companies searching for software development services, business and technology consulting or other guidance through the ever-changing digital landscape. Businesse |
04/17/03 | MESDA - Maine's Software & IT Industry Association |
| Technology Job Descriptions Provides highlights of career sectors and job descriptions in the software and information technology industry. |
04/17/03 | MESDA - Maine's Software & IT Industry Association |
| MESDA - Press Releases Find news releases and information about Maine's software and information technology companies. |
04/17/03 | MESDA - Maine's Software & IT Industry Association |
| MESDA - Industry Directory Provides a directory of software and information technology companies in Maine. Many companies have contact details. |
04/17/03 | MESDA - Maine's Software & IT Industry Association |
| MESDA Users Group and Discussion Forum Assortment of discussion forums and special interest groups with a focus on Maine technology issues. |
04/17/03 | MESDA - Maine's Software & IT Industry Association |
| MESDA - Colleges & Universities Maine's Software and Information Technology Industry Association lists IT and business colleges and educational facilities throughout the state. |
04/17/03 | MESDA - Maine's Software & IT Industry Association |
| MESDA Job Board – Technology Jobs in Maine Lists job opportunities in Maine for Software and Information Technology professionals. Search posted jobs, or add your resume to the database. |
04/17/03 | MESDA - Maine's Software & IT Industry Association |
| Doing Business in Maine Resources and links for businesses investigating a move to Maine. |
04/17/03 | MESDA - Maine's Software & IT Industry Association |
| Piscataquis Properties Corporation Piscataquis Properties Corporation (PPC). The PPC is a multi-municipal, non-profit organization dedicated to the purpose of advancing economic diversification and employment opportunities in Piscataqu |
12/23/02 | Piscataquis County Economic Development Council |
| MIX FORUMS MIX FORUM DETAILS - The purpose of MIX is to provide opportunities for entrepreneurs who are seeking risk capital to make brief presentations to audiences of potential investors. If a connection is ma |
12/09/02 | Maine Investment Exchange (MIX) |
| Small Business Assistance Program The DEP's Small Business Assistance Program provides small businesses with assistance in complying with environmental requirements and reducing pollution and waste. |
09/16/02 | Department of Environmental Protection- SBAP |
| Online Business Plan Software ActivePlans is a free, interactive program offered by the Midcoast Business Resource Center that will assist you in writing a professional business plan. Activeplans runs right off of the internet, |
09/04/02 | Mid-Coast Council for Business Development and Planning |
| Topsham Development, Inc. Topsham Development is constructively engaged in establishing and executing a managed growth plan for the community. As outlined in the town’s Economic Development Strategy, TDI is focused on continu |
05/15/02 | Town of Topsham |
| Kim Wallace Adaptive Equipment Loan Program for Consumers This program provides assistance to individuals for the purchase, construction or installation of any product or equipment that promotes mobility, improves independence and quality of life. |
01/29/02 | Finance Authority of Maine |
| Linked Investment for Commercial Enterprises The purpose of the program is to reduce borrower interest expense. Loans will be approved and made by lenders according to their own policies. The State Treasurer will make compensating investments |
01/29/02 | Finance Authority of Maine |
| Maine Economic Development Venture Capital Revolving Investment Program this program is designed to allow the State to invest as an equal partner with others in eligible private Venture Capital funds to support emerging and early-growth businesses in Maine. It is intende |
01/29/02 | Finance Authority of Maine |
| Clean Fuel Vehicle Guarantee This program provides lenders with loan insurance on loans to businesses for the acquisition of lease of clean fuel vehicles, delivery systems or other clean fuel vehicle components. Funds may be use |
01/29/02 | Finance Authority of Maine |
| Clean Fuel Vehicle Program/Direct The program provides businesses with funding to acquire or lease clean fuel vehicles or related components or facilities. |
01/29/02 | Finance Authority of Maine |
| Energy Conservation Loan Program This program provides low-interest loans to improve energy efficiency in Maine workplaces. |
01/29/02 | Finance Authority of Maine |
| Development Opportunity Fund This program is designed to provide subordinated financing to businesses. Funds may be used for any prudent business activity that provides a public benefit, including jobs. |
01/29/02 | Finance Authority of Maine |
| Intermediary Relending Program This program is designed to assist small businesses by providing gap financing for any prudent business acivity (some restrictions apply). |
01/29/02 | Finance Authority of Maine |
| Regional Economic Development Revolving Loan Program/Daycare This program provides quality childcare projects with loans for physical site improvements. |
01/29/02 | Finance Authority of Maine |
| Nutrient Management Loan Program This low-interest loan program was created to fund the construction and improvement of livestock manure and milk room waste containment/handling facilities, including associated costs of design and en |
01/29/02 | Finance Authority of Maine |
| Conduit Tax-Exempt Bonds This program provides a manufacturing borrowr with local or state access to tax-exempt bond financing. Either option is ideally suited when the borrower proposes to arrange its own credit enhancement |
01/29/02 | Finance Authority of Maine |
| SMART Bond Program This program provides long-term bond financing on loans of up to $7,000,000 for real estate and machinery and equipment acquisitions. |
01/29/02 | Finance Authority of Maine |
| Major Business Expansion Program This program provides long-term credit-enhanced financing up to $25,000,000 at taxable bond rates for businesses creating or retaining 50 jobs and long-term, tax-exempt bond rates on bonds of up to $1 |
01/29/02 | Finance Authority of Maine |
| Waste Reduction and Recycling Loan Fund Program This program provides financing for projects that meet the goals of the State's Waste Management and Recycling Plan. |
01/29/02 | Finance Authority of Maine |
| Agricultural Marketing Loan Fund The program provides lower-cost financing to help eligible businesses employ new and innovative technologies and processes in order to improve, expand and enhance the manufacturing, marketability and |
01/29/02 | Finance Authority of Maine |
| EX-IM Bank Umbrella Coverage FAME administers an EX-IM Bank short-term export credit sales umbrella policy, which provides small businesses with access to insurance coverage for export credit sales at low cost. |
01/29/02 | Finance Authority of Maine |
| Maine Seed Capital Tax Credit Program This program is designed to encourage equity investment in young business ventures, directly and through private venture capital funds. FAME may authorize State income tax credits to investors for up |
01/29/02 | Finance Authority of Maine |
| Underground Oil Storage Facility or Tank Replacement Program This program provides low-interst, fixed-rate financing for the removal, disposal and replacement of above-and below-ground commercial storage tanks as well as the purchase and installation of Vapor R |
01/29/02 | Finance Authority of Maine |
| Regional Economic Development Revolving Loan Program The Regional Economic Development Revolving Loan Program is designed to make loans through Regional Economic Development Agencies for the purpose of creating or retaining jobs. FAME makes disbursemen |
01/29/02 | Finance Authority of Maine |
| Small Business "Plus 1" Computer Loan Program This program is a rapid response (48-hour turnaround) 90% pro-rata or 25% leveraged insurance program for loans used to purchase computer hardware and software. |
01/29/02 | Finance Authority of Maine |
| Small Enterprise Growth Fund This program provides up to $500,000 in patient capital to promising companies that demonstrate a potential for high growth and public benefit. |
01/29/02 | Finance Authority of Maine |
| Rapid Response Guarantee Program This guarantee is a rapid response (48-hour turnaround) 90% pro-rata or 25% leveraged loan insurance program for term loans and revolving lines of credit. |
01/29/02 | Finance Authority of Maine |
| Small Business & Veterans' Small Business Loan Insurance Loan insurance is available for any prudent business activity. This 90% pro-rata or 25% leveraged insurance program is designed to help businesses gain access to commercial credit financing. |
01/29/02 | Finance Authority of Maine |
| Commercial Loan Insurance Program The Commercial Loan Insurance Program is an insurance program that either insures 90% of a loan on a pro-rata basis or 100% of 25% of a loan on a leveraged insurance basis. The program is designed to |
01/29/02 | Finance Authority of Maine |
| Smart-E Bond Program This program provides tax-exempt interest rate bond financing for manufacturing borrowers whose needs do not exceed $7,000,000. |
01/29/02 | Finance Authority of Maine |
| Economic Recovery Loan Program This program provides subordinate (gap) financing to assist businesses in their efforts to remain viable and/or improve productivity. |
01/29/02 | Finance Authority of Maine |
| Linked Investment Program for Agriculture The purpose of the program is to reduce borrower interest expense on operating loans. Loans will be approved and made by lenders according to their own policies. The State Treasurer will make compen |
01/29/02 | Finance Authority of Maine |
| Occupational Safety Loan Program This program provides low-interest loans for workplace safety improvements. Funds may be used to purchase, improve, install or erect equipment that reduces potential workplace hazards and promotes th |
01/29/02 | Finance Authority of Maine |
| Potato Marketing Improvement Fund This program provides low-cost financing to help potato growers and packers improve the quality and marketing of Maine potatoes. Funds may be used for new construction or improvements to storage and/ |
01/29/02 | Finance Authority of Maine |
| Kim Wallace Adaptive Equipment Loan Program for Business This program provides assistance to businesses for the purchase, construction or installation of any product or equipment that allows one or more individuals to become more independent within the comm |
01/29/02 | Finance Authority of Maine |
| Learners, Laptops, and Powerful Ideas May 13-15, 2002 Maine Center for the Arts University of Maine, Orono, ME With the Maine Learning Technology Initiative, Maine is taking a step to move into the forefront of the educational world. |
01/25/02 | Agent Institute |
| AMA Certificate of Management Training Go to Program Link Below |
01/17/02 | University of Maine at Presque Isle |
| Maine Technology Institute Seed Grants The Maine Technology Institute offers Seed Grants four times per year; Seed Grants are competitive grants of up to $10,000 per project to support very early activities for product development, etc. |
01/03/02 | Maine Technology Institute |
| Maine Technology Institute Development Awards MTI offers Development Awards twice a year; Amounts from $10,000 to $500,000 invested in technology-related companies to support R&D; leading to commercialization. See web site for full details. |
01/03/02 | Maine Technology Institute |
| Maine Technology Institute Cluster Enhancement Awards MTI offers Cluster Enhancement Awards on a rolling basis. Competitive awards of up to $100,000 are available to seed effors that will stimulate & support formation & growth of technology businesses. |
01/03/02 | Maine Technology Institute |
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